From what I can figure out so far, Bank Transfers are actually done by transferring funds from one bank account into my Pay Pal account, then transfer the funds from Pay Pal to the other bank account.

Also from what I have learned so far, there is a 3-5 day delay for these transfers.

I can live with all that.

My question is if my money in the Pay Pal account is in Canadian $ and I want to transfer say $1000 in Canadian $ to a US account, are there any fees beyond the normal money exchange fees?